上海水磨休闲娱乐会所

03/13/2022 0 Comments

Exhibition of second-hand housing transactions

  Institutional monitoring data shows that in November, the transaction volume of second-hand housing has increased significantly in the second half of the second half, and the second-hand housing has been fell. Industry insiders said that the current transaction volume of second-hand housing has a significant rebound, mainly benefiting from the credit environment.

It is expected that the future credit policy is mainly based on a stable market, neither is too nervous, and will not excessively loose.

  The volume of the transaction is enlarged. It is displayed in November, and the overall transaction volume of the second-hand housing in 50 cities increased by about 2% in the second consecutive month.

In November, about 50% of the 50% of the 50% of the 50 cities rebounded, mainly distributed in Guangdong and Hong Kong and Macao District, the Yangtze River Delta area, such as Shenzhen second-hand housing transaction volume increased for two consecutive months, in October, November It is more than 10% or more and more than 阿拉上海后花园419 40%; Foshan, Guangzhou, Zhongshan, Huizhou, etc. in November, the growth rate is more than 15%; Hangzhou, Hefei, Suzhou, etc., the growth rate of 10% to 40% in November. The reporter noted that cities with a more obvious volume of the transaction volume were mainly the city where the previous experience was strictly regulated, and the transaction volume was basically lowered to long-term historical low, such as Shenzhen 上海市各区油压店地址 September’s transaction volume is almost 10 years.

These urban markets have been repaired to normal transaction levels. From a year-on-year, the transaction volume of the second-hand housing in the shell 50 cities fell by 47% year-on-year. The level of urban turnover in this month was still significantly lower than the same period last year.

  Shenzhen Zhongyuan Research Center data shows that in November, Shenzhen second-hand residential volume exceeded 2,000 sets, 1605 sets in October, and ended the previous seven months. Li Yujia, Chief Researcher, Housing Policy Research Center, Guangdong Province, believes that in November, the transaction volume of Shenzhen property market has shown a sign of bottoming. In the past 10 years, the sales size of second-hand housing sales in Shenzhen is 3,000 sets to 6,000 sets. It is expected that the end of this year and the first quarter of next year, the market transaction will be moderately rebounded. However, Li Yujia also reminded that the Shenzhen property market will not usher in the trend and reverse, the reference price is still relatively large, and the difficulty of adding the barrier increases.

  In terms of price, the price of second-hand housing emerges.

58 City, the latest monitoring data of the peacekeeping passengers, November, the city’s 65 major cities in the country is 16840 yuan / square meter, down the 10% in the 65 city, and the price of the second-hand housing is rising. Beijing, Shenzhen, Shanghai second-hand housing listing is 58881 yuan / square meter, 57176 yuan / square meter and 54301 yuan / square meter. At present, 10 urban regulation effects of second-hand housing reference price system are obvious, Ningbo, Chengdu, Sanya, Xi’an, Hefei and Guangzhou 6 cities are listed.

  The credit environment has improved the cause of second-hand housing transactions, and shells find a house to be mainly benefited from the credit environment. In November, the mainstream housing loan interest rate of Baicheng was%, fell over 4 basis points in October, and the second suite interest rate was%, and the three basis points were fell from October. Since October Money Range, the first annual call is called, the interest rate is again called again in November. About 30% of the city in key cities have lowered interest rates, and the reduction range is expanded from the previous month, mainly covering the Yangtze River Delta, Guangdong and Hong Kong, Macau Dashang District. In November, in November, the average loan period of Bai City was 68 days, which was shortened since April for the first time. Bank lending is enhanced, and more than 60% of urban lending cycles are shortened.

Nantong, Yancheng, Shaoxing, Dongguan, Zhongshan and other interest rates have been shortened. The third quarter market weakened makes the salesman expects to return, whether it is a listing price or a price adjustment actions, which makes the trading process have relatively reduced the friction of the transaction process.

  Li Yujia pointed out that due to high transaction costs, bank loans were not smooth, and the transaction volume of second-hand housing was significantly affected.

At present, credit relaxation is moderate, which meets reasonable demand under the framework of real estate finance. This means that loan concentration, three red lines, loan ratios and scale control are still effective, especially for development, and risk control is still strict.

  Stable expectations, the Northeast Securities Investigation Report shows that in the first three quarters of 2021, the new real estate loan quota showed continuous trend.

In September, the new real estate loan quota has reached the lowest in 2015. According to the Bank of October, the October Personal Housing Loan Statistics showed that as of the end of October, the balance of personal housing loans was trillion, and the month increased 34.81 billion yuan, an increase of 10.13 billion yuan in September.

This is the first time to publish personal housing loan monthly data separately, and release two maintenance to the market.

  Zhang Dawei, chief analyst of Zhongyuan Real Estate, said that the most important reason for the previous property market is the credit queue, the buyer’s mortgage loan and the developer development loan are basically fully tightened, resulting in a significant return of market transaction volume and transaction price.

  In the past few years, the rapid expansion of the real estate industry mainly rely on fast turnaround strategy + high lever. This development is unsustainable, and a benign circulation should be to continue to reduce the leverage of the enterprise, improve pre-sale fund supervision, and ensure the stability of developers, and stabilize the market expectations. It is expected that future credit will neither be too nervous, and it will not have excessive relaxation.

Zhang Dawei pointed out. Sino-Golden Company’s research release shows that since October, the housing mortgage loan has been raised, and the development of loan calculations has been relieved. However, the concentration and the three red lines specify that the investment of loan loans will still form rigid constraints, and the quality of development of loan assets will also affect bank risk preferences. Overall, the current investment loan policy did not explicitly turned, more is to maintain stability and fine-tuning, and the future change is worthy of close attention.